Important Home Insurance Facts Florida Residents Should Be Aware Of

Home Insurance Facts

Accesspoint Insurance provides insurance coverage to Palm Beach County, FL residents. We strive to make sure that our clients find the policies they need to protect what matters most. We will help you evaluate your options and make the right decision.

Important Home Insurance Facts Home insurance allows you to protect one of your most valuable investments. Your home is covered if it suffers structural damage. Your personal items inside of your home are also covered if they are damaged, or you are a victim of theft. Liability coverage is another important part of the policy. You will be protected if someone is injured on your Palm Beach County, FL property. While you are researching policies, here are some other important facts to consider regarding home insurance.

Take Inventory

Make sure that you take inventory of all of your personal items inside of your home. This should help you if you have some items stolen from your home.

Not Every Natural Disaster Is Covered

Severe weather is a regular occurrence in Florida. You can add protection to cover your home if a tornado or hurricane passes through the area and causes damage. However, flood coverage is something that may not be originally included in your policy. You may have to amend your policy to protect your home is damaged due to a flood.

Extra Coverage For Luxury Assets

If you have luxury items at your home, you will have to amend your policy to cover those items if they are vandalized. Update your inventory as you add special assets.

Additional Structures

Your home insurance policy can also cover additional structures on your property, such as a garage or fence. You can also add coverage to protect you if you have a swimming pool or trampoline on your property.  

AccessPoint Insurance Can Help You Protect Your Home

Visit our website today to learn more information about home insurance.